I am typically not one to set New Years resolutions as I find them to be short lived or all together forgotten by February with most people. Instead, avoid the cliché “wishing and hoping” you have a better year and find challenging but feasible ways to improve your life on your own terms. Whether that starts today, tomorrow, or in a few months (the when is not as important as actually committing to the challenge). As it relates to finances, I am challenging myself to indefinitely save an additional 5-10% of our monthly net income. I am also working towards more automation with my finances (especially as it relates to budgeting/tracking expenses) so I can spend a little less time doing that.
I hope 2017 has gone well for you all and that you purposely make 2018 even better. My challenge to you all is two-fold. First, focus on the things that matter. There will be plenty of distractions that won’t impact your daily life in any sort of meaningful way. Don’t lose any sleep on those distractions. Second, pay attention to your well-being and the people close to you. Then improve both yours and their lives however you can. That will be how 2018 becomes more meaningful and better than years past.